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Our core services include:

Deposit Mobilization
Loan Disbursement
Financial Literacy Programs


Fixed Deposits
Recurring Deposits
# Services Description
1 Earn 10.75% per annum on Your Fixed Deposit! One of the highest rates in the market, maximizing your savings with flexible withdrawal options.
2 Guaranteed Earnings Secure, fixed returns, unaffected by market fluctuations.
3 Liquidity Support Avail loan against your FD without breaking the deposit.
4 Seamless Renewal Hassle-free renewal, ideal for Non-Resident Bhutanese (NRB).
5 Financial Discipline Promotes consistent savings with assured growth.
6 Steady Income Receive monthly interest payouts for a reliable income stream.
7 Empowering Communities Your investment supports rural farmers and underserved communities.
8 Adding new Adding new
# Services Description
1 Affordable with high returns (9.7% per annum) Start with as little as Nu. 100 per month.
2 For Salaried Individuals Set aside a small portion of your salary for long-term financial growth.
3 For Children's Education Secure your child's future by saving consistently from an early age.
4 For Elderly Parents Build a fund for their well-being, including medical care and pilgrimage.
5 Adding new trying editing Adding new trying editing

How to Get Started

Create Your Account in a Few Easy Steps

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Virtual

Open an account virtually with the help of an introducer (existing client, board director, or staff).

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CICs

Access services at Community Information Centers through Community Center Operators in all Gewogs.

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Head Office

Visit our office in Mongar with your Citizenship ID and two passport-sized photos to open an account.



Interest Rates

Below is the latest interest rate data for different loan types. The table provides an overview of the rates applicable for various durations.

Fixed Deposit Interest Rates

# Terms Rates% (Per Year)
1 91 =< 120 Days 7.50
2 120 =< 180 Days 7.50
3 180 =< 270 Days 7.50
4 270 Days =< 1 Year 7.75
5 >1 <= 2 Years 8.00
6 >2 <= 3 Years 8.25
7 >3 <= 4 Years 8.50
8 >4 <= 5 Years 8.75
9 >5 <= 6 Years 9.00
10 >6<= 7 Years 9.50
11 >7 <= 8 Years 9.50
12 >8 <= 9 Years 9.75
13 >9<=10 years 10.00
14 > 10 years and above 10.75


Recurring Deposit Interest Rates

# Terms Rates% (Per Year)
1 >1<=2 Years 7.00
2 >2<=3 Years 7.25
3 >3<=4 Years 7.50
4 >4<=5 Years 7.75
5 >5<=6 Years 8.00
6 >6<=7 years 8.50
7 >7<=8 Years 8.50
8 >8<=9 Years 8.75
9 >9<=10 Years 9.00
10 >10 Years and above 9.75